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If you have collision coverage, you may choose to have your insurance company pay for the damage, minus your deductible. If the accident was not your fault, your insurance company should collect the deductible from the other driver’s insurance company.
If you do not have collision coverage, you can file a claim against the other driver for your property damage.
An accident victim in New York State can file a liability claim when seriously hurt. (e.g. permanent disfigurement, scarring, or fractured bones) or expressed in terms of length of disability (e.g. disability for more than 60 days).
No-Fault, also called Personal Injury Protection (PIP), pays promptly regardless of fault for medical/health expenses, lost earnings, and other expenses related to injuries sustained, up to $50,000 per person (“basic No-Fault coverage”), to the driver and all passengers injured in your car as well as any pedestrians injured by your car, because of its use or operation in New York State.
If you or a loved one have been injured in a car wreck, traffic collision or vehicle crash and speak to one of our injury attorneys in New York for a free consultation:
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